Gulf General Cooperative Insurance Co. (8260) — Financial Analysis & Intrinsic Value · TASIV

Gulf General Cooperative Insurance Co. intrinsic value and dividend analysis using DCF, P/B, PEG and PSG models. Includes dividend yield, payout ratio, and dividend sustainability assessment. Sector: Insurance. Listed on Saudi Exchange Tadawul.

Company Overview

Gulf General Cooperative Insurance Company provides motor, travel, marine, fire, and personal accident insurance to individuals in Saudi Arabia, and offers healthcare, engineering, and property coverage for corporate clients. Founded in 2009, the company is based in Jeddah.

Valuation Model

TASIV estimates this company's intrinsic value using a Price-to-Book (P/B) model. As of TASIV's most recent data refresh, the estimated intrinsic value is SAR 2.52 compared to a market price of SAR 4.16 (Trading significantly above DCF model value). This is an analytical estimate, not investment advice.

Financial Performance

Revenue increased by about 31% over the two-year period, while net income moved from a small profit to a substantial net loss, and operating cash flow similarly turned from positive to negative. Both profitability and cash generation declined sharply even as revenue grew. Overall, revenue increased over the period while net income and operating cash flow both moved from positive figures into losses.

Business Fundamentals

TASIV's Competitive Advantage assessment for this company is Moderate (40/100), based on profitability, predictability, financial strength, and growth resilience.

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Frequently Asked Questions

What is the estimated intrinsic value of Gulf General Cooperative Insurance Co. (8260) according to TASIV's model?

Based on TASIV's Price-to-Book (P/B) model, the estimated intrinsic value of Gulf General Cooperative Insurance Co. is approximately SAR 2.52, compared to a current market price of SAR 4.16. This is an analytical estimate based on the company's financial data, not investment advice or a recommendation to buy or sell.

How does Gulf General Cooperative Insurance Co.'s current market price compare to TASIV's model value?

According to TASIV's model, Gulf General Cooperative Insurance Co. is currently "Trading significantly above DCF model value".

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