Tawuniya (Company for Cooperative Insurance) intrinsic value and dividend analysis using DCF, P/B, PEG and PSG models. Includes dividend yield, payout ratio, and dividend sustainability assessment. Sector: Insurance. Listed on Saudi Exchange Tadawul.
Tawuniya (The Company for Cooperative Insurance) is one of Saudi Arabia's insurers, offering medical, motor, property, and general accident coverage alongside life, retirement, and savings products. It also provides specialized lines such as Hajj and Umrah travel insurance and engineering and marine insurance for corporate clients. Incorporated in 1986 and headquartered in Riyadh, the company was formerly known as the National Company for Cooperative Insurance.
TASIV estimates this company's intrinsic value using a Price-to-Book (P/B) model. As of TASIV's most recent data refresh, the estimated intrinsic value is SAR 46.42 compared to a market price of SAR 93.70 (Trading significantly above DCF model value). This is an analytical estimate, not investment advice.
Net income grew faster, by about 79%, than revenue's roughly 40% growth over the three-year period, indicating profitability increased at a greater rate than sales. Operating cash flow moved differently, rising in the middle year before falling sharply to end about 91% below its starting level, diverging significantly from both revenue and net income. Overall, revenue and net income both increased while operating cash flow declined sharply.
Dividend per share fluctuated over the 5-year recorded period, ranging between SAR 0.8 and SAR 5, and ended at SAR 1.5 versus SAR 5 at the start. Payments have been made on an Annual basis throughout this period. Overall, the company's per-share dividend has varied year to year without a consistent direction. Current dividend yield is approximately 1.60%, with a payout ratio of approximately 30.60%.
TASIV's Competitive Advantage assessment for this company is High (83/100), based on profitability, predictability, financial strength, and growth resilience.
Based on TASIV's Price-to-Book (P/B) model, the estimated intrinsic value of Tawuniya (Company for Cooperative Insurance) is approximately SAR 46.42, compared to a current market price of SAR 93.70. This is an analytical estimate based on the company's financial data, not investment advice or a recommendation to buy or sell.
According to TASIV's model, Tawuniya (Company for Cooperative Insurance) is currently "Trading significantly above DCF model value".
Tawuniya (Company for Cooperative Insurance)'s dividend yield is approximately 1.60%, with a payout ratio of approximately 30.60%, based on TASIV's most recent verified data.
Loading 8010...