Malath Insurance Co. (8020) — Financial Analysis & Intrinsic Value · TASIV

Malath Insurance Co. intrinsic value and dividend analysis using DCF, P/B, PEG and PSG models. Includes dividend yield, payout ratio, and dividend sustainability assessment. Sector: Insurance. Listed on Saudi Exchange Tadawul.

Company Overview

Malath Insurance Company provides medical, motor, property, engineering, and marine insurance to individuals, small and medium enterprises, and corporate clients in Saudi Arabia. It also offers general casualty coverage. Incorporated in 2007, the company is headquartered in Riyadh.

Valuation Model

TASIV estimates this company's intrinsic value using a Price-to-Book (P/B) model. As of TASIV's most recent data refresh, the estimated intrinsic value is SAR 8.41 compared to a market price of SAR 10.14 (Trading above DCF model value). This is an analytical estimate, not investment advice.

Financial Performance

Revenue grew substantially, by about 55%, over the three-year period, while net income moved in the opposite direction, declining by about 43%, meaning profitability fell even as sales increased. Operating cash flow remained volatile, swinging to a large positive figure in the middle year before returning to a negative value close to its starting level. Overall, revenue increased while net income declined and cash flow stayed negative at both ends of the period.

Business Fundamentals

TASIV's Competitive Advantage assessment for this company is High (64/100), based on profitability, predictability, financial strength, and growth resilience.

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Frequently Asked Questions

What is the estimated intrinsic value of Malath Insurance Co. (8020) according to TASIV's model?

Based on TASIV's Price-to-Book (P/B) model, the estimated intrinsic value of Malath Insurance Co. is approximately SAR 8.41, compared to a current market price of SAR 10.14. This is an analytical estimate based on the company's financial data, not investment advice or a recommendation to buy or sell.

How does Malath Insurance Co.'s current market price compare to TASIV's model value?

According to TASIV's model, Malath Insurance Co. is currently "Trading above DCF model value".

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