Al-Rajhi Company for Cooperative Insurance (Takaful) intrinsic value and dividend analysis using DCF, P/B, PEG and PSG models. Includes dividend yield, payout ratio, and dividend sustainability assessment. Sector: Insurance. Listed on Saudi Exchange Tadawul.
Al-Rajhi Company for Cooperative Insurance (Takaful) offers Shariah-compliant motor, medical, property, and cyber insurance products in Saudi Arabia, along with protection and savings plans. It also provides group life, trade credit, and re-takaful/reinsurance services. Founded in 2008, the company is headquartered in Riyadh.
TASIV estimates this company's intrinsic value using a Price-to-Book (P/B) model. As of TASIV's most recent data refresh, the estimated intrinsic value is SAR 24.70 compared to a market price of SAR 56.40 (Trading significantly above DCF model value). This is an analytical estimate, not investment advice.
Net income grew faster, by about 39%, than revenue's roughly 26% growth over the three-year period, while operating cash flow moved in the opposite direction, turning from a large positive figure to negative in both subsequent years. This marks a clear divergence between growing profitability and declining cash generation. Overall, revenue and net income both increased over the period while operating cash flow declined sharply and turned negative.
TASIV's Competitive Advantage assessment for this company is High (75/100), based on profitability, predictability, financial strength, and growth resilience.
Based on TASIV's Price-to-Book (P/B) model, the estimated intrinsic value of Al-Rajhi Company for Cooperative Insurance (Takaful) is approximately SAR 24.70, compared to a current market price of SAR 56.40. This is an analytical estimate based on the company's financial data, not investment advice or a recommendation to buy or sell.
According to TASIV's model, Al-Rajhi Company for Cooperative Insurance (Takaful) is currently "Trading significantly above DCF model value".
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