Al-Etihad Cooperative Insurance Co. (8170) — Financial Analysis & Intrinsic Value · TASIV

Al-Etihad Cooperative Insurance Co. intrinsic value and dividend analysis using DCF, P/B, PEG and PSG models. Includes dividend yield, payout ratio, and dividend sustainability assessment. Sector: Insurance. Listed on Saudi Exchange Tadawul.

Company Overview

Al-Etihad Cooperative Insurance Company provides non-life insurance products in Saudi Arabia, including medical, motor, engineering, property and casualty, and marine coverage for individuals and businesses. Incorporated in 2008, the company is headquartered in Dhahran.

Valuation Model

TASIV estimates this company's intrinsic value using a Price-to-Book (P/B) model. As of TASIV's most recent data refresh, the estimated intrinsic value is SAR 4.10 compared to a market price of SAR 7.91 (Trading significantly above DCF model value). This is an analytical estimate, not investment advice.

Financial Performance

Revenue ended only modestly higher, about 4%, after rising and then declining over the three-year period, while net income fell much more sharply, moving from a profit into a substantial net loss by the final year. Operating cash flow followed a similar declining path, turning from a large positive figure to negative in both of the following years. Overall, net income and operating cash flow both declined sharply while revenue showed little net change.

Dividends

Dividend per share remained unchanged at SAR 0.6 throughout the 2-year recorded period. Payments have been made on an Annual basis throughout this period. The company's per-share dividend has stayed flat across all recorded years.

Business Fundamentals

TASIV's Competitive Advantage assessment for this company is Low (31/100), based on profitability, predictability, financial strength, and growth resilience.

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Frequently Asked Questions

What is the estimated intrinsic value of Al-Etihad Cooperative Insurance Co. (8170) according to TASIV's model?

Based on TASIV's Price-to-Book (P/B) model, the estimated intrinsic value of Al-Etihad Cooperative Insurance Co. is approximately SAR 4.10, compared to a current market price of SAR 7.91. This is an analytical estimate based on the company's financial data, not investment advice or a recommendation to buy or sell.

How does Al-Etihad Cooperative Insurance Co.'s current market price compare to TASIV's model value?

According to TASIV's model, Al-Etihad Cooperative Insurance Co. is currently "Trading significantly above DCF model value".

What is the dividend yield for Al-Etihad Cooperative Insurance Co. (8170)?

Al-Etihad Cooperative Insurance Co.'s dividend yield is approximately 7.59%, based on TASIV's most recent verified data.

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