Arab National Bank (ANB) (1080) — Financial Analysis & Intrinsic Value · TASIV

Arab National Bank (ANB) intrinsic value and dividend analysis using DCF, P/B, PEG and PSG models. Includes dividend yield, payout ratio, and dividend sustainability assessment. Sector: Banks. Listed on Saudi Exchange Tadawul.

Company Overview

Arab National Bank provides retail, corporate, treasury, and investment and brokerage banking services in Saudi Arabia, with additional operations across the GCC, Middle East, Europe, and other international markets. Its products include savings and SME accounts, personal and real estate financing, corporate lending and project finance, treasury and transaction banking solutions, and heavy equipment leasing and real estate investment activities. Founded in 1979, the bank is headquartered in Riyadh.

Valuation Model

TASIV estimates this company's intrinsic value using a Price-to-Book (P/B) model. As of TASIV's most recent data refresh, the estimated intrinsic value is SAR 23.86 compared to a market price of SAR 22.97 (Trading near DCF model value). This is an analytical estimate, not investment advice.

Financial Performance

Net income increased by about 26% over the three-year period, growing faster than revenue's approximately 15% increase, indicating profitability expanded ahead of sales. Operating cash flow grew by roughly 51% overall but moved unevenly, rising sharply in the middle year before falling back closer to its starting level, unlike the steadier growth in revenue and net income. Overall, the company's historical financial performance shows consistent growth across all three metrics, though cash flow followed a less even path.

Dividends

Over the 5 years on record, dividend per share moved both up and down, from SAR 1.1 to a recent SAR 1.3, with a low of SAR 0.65 and a high of SAR 1.35 along the way. Payments have been made on a Semi-Annual basis throughout this period. The company's dividend history shows no consistent year-over-year direction. Current dividend yield is approximately 5.66%, with a payout ratio of approximately 50.82%.

Business Fundamentals

TASIV's Competitive Advantage assessment for this company is High (80/100), based on profitability, predictability, financial strength, and growth resilience.

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Frequently Asked Questions

What is the estimated intrinsic value of Arab National Bank (ANB) (1080) according to TASIV's model?

Based on TASIV's Price-to-Book (P/B) model, the estimated intrinsic value of Arab National Bank (ANB) is approximately SAR 23.86, compared to a current market price of SAR 22.97. This is an analytical estimate based on the company's financial data, not investment advice or a recommendation to buy or sell.

How does Arab National Bank (ANB)'s current market price compare to TASIV's model value?

According to TASIV's model, Arab National Bank (ANB) is currently "Trading near DCF model value".

What is the dividend yield for Arab National Bank (ANB) (1080)?

Arab National Bank (ANB)'s dividend yield is approximately 5.66%, with a payout ratio of approximately 50.82%, based on TASIV's most recent verified data.

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