Saudi Awwal Bank (SAB) intrinsic value and dividend analysis using DCF, P/B, PEG and PSG models. Includes dividend yield, payout ratio, and dividend sustainability assessment. Sector: Banks. Listed on Saudi Exchange Tadawul.
Saudi Awwal Bank, formerly known as Saudi British Bank, provides banking and financial services in Saudi Arabia through wealth and personal banking, corporate and institutional banking, treasury, and capital markets divisions. Its offerings include savings and current accounts, home and personal financing, cards, cash management, trade and receivables finance, and foreign exchange and derivatives solutions. Founded in 1978 and renamed in 2023, the bank is headquartered in Riyadh.
TASIV estimates this company's intrinsic value using a Price-to-Book (P/B) model. As of TASIV's most recent data refresh, the estimated intrinsic value is SAR 38.41 compared to a market price of SAR 33.78 (Trading below DCF model value). This is an analytical estimate, not investment advice.
Revenue increased by about 16% over the three-year period, while net income grew slightly faster at approximately 21%, indicating profitability expanded modestly ahead of sales. Operating cash flow fluctuated between growth and decline, falling in the middle year before recovering by the final year, ending only slightly below its starting level, unlike the steady growth in revenue and net income. Overall, the company's historical financial performance shows consistent growth in revenue and profitability alongside a comparatively unsteady operating cash flow.
Dividend per share fluctuated over the 5-year recorded period, ranging between SAR 0.91 and SAR 2, and ended at SAR 1 versus SAR 0.91 at the start. Payments have been made on a Semi-Annual basis throughout this period. Overall, the company's per-share dividend has varied year to year without a consistent direction. Current dividend yield is approximately 5.92%, with a payout ratio of approximately 48.62%.
TASIV's Competitive Advantage assessment for this company is High (80/100), based on profitability, predictability, financial strength, and growth resilience.
Based on TASIV's Price-to-Book (P/B) model, the estimated intrinsic value of Saudi Awwal Bank (SAB) is approximately SAR 38.41, compared to a current market price of SAR 33.78. This is an analytical estimate based on the company's financial data, not investment advice or a recommendation to buy or sell.
According to TASIV's model, Saudi Awwal Bank (SAB) is currently "Trading below DCF model value".
Saudi Awwal Bank (SAB)'s dividend yield is approximately 5.92%, with a payout ratio of approximately 48.62%, based on TASIV's most recent verified data.
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